North Carolina's insurance mandates


North Carolina has 24 health insurance benefit mandates.

According to the Council for Affordable Health Insurance, an insurance industry group that generally advocates against increased mandates, North Carolina has the 18th most mandates in the United States.

Idaho has the fewest mandates, with seven; while Maryland has the most, at 39. The median was 21 mandates, which Kentucky and Tennessee have.

Among the most common benefits in North Carolina's mandates: Mammograms, maternity stays, breast reconstruction, alcoholism, diabetes supplies and emergency services.

Among the least common: Birthing centers, cleft palate, bone mass measurement, human papilloma virus vaccine, newborn hearing screenings and TMJ disorders.

North Carolina also requires insurers cover clinical trials, mastectomies, hospital stays after a mastectomy, colorectal cancer screening, cervical cancer screening and contraceptives, among other things.

Although it's not yet listed, the General Assembly recently added a 25th benefit mandate: mental health parity.

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