Under the Dome

Community group pushes against payday lending bill

Action NC is fighting a proposal to bring payday lending back to the state, asking its supporters to call and write state senators in opposition to a new bill.

The Action NC email uses the example of a Raleigh man who ended up paying $5,000 interest over five years on a $300 loan as a reason the loans should not be legalized.

Payday loans are short-term, high-interest loans that borrowers secure with post-dated checks. The loans get their name because borrowers are supposedly using the money to tide them over until their next payday. Critics say the loans trap borrowers in debt they can't escape as borrowers repeatedly roll them over. The payday industry says the loans can be a vital source of emergency cash.

The state outlawed payday lending about a decade ago, but a new bill backed by a powerful senator, Rules Chairman Tom Apodaca, and influential lobbyists aims to make it legal again.


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Shezanne Cassim, the American jailed in the United Arab Emirates after posting a video parody, was sentenced Monday to one year in prison and a fine of 10,000 UAE dirhams (approximately $2,700).
The young American living in the UAE has been imprisoned since April, his family says, for posting what was intended to be a funny video on the Internet.
He was accused of defaming the UAE's image abroad, according to The National, the country's main English-language newspaper.
The video in question is a 19-minute short that pokes fun at a clique of Dubai teens who are influenced by hip-hop culture. In the 1990s, the label "Satwa G" was coined for a group of suburban teens who were known to talk tougher than they really were.
The video depicts a look at a "combat school" in the suburb of Satwa, where these "gangsters" are trained. The training includes how to throw sandals at targets, using clothing accessories as whips, and how to call on the phone for backup.Cassim's family says the 29-year-old has been charged with endangering national security.The charges were not read out in court. UAE officials would only say "Mr. Cassim was charged under the UAE's penal code. Anyone charged with a crime under the laws of the UAE is entitled to the fair trial protections contained in the UAE's constitution."
Cassim, from Woodbury, Minnesota, moved to Dubai in 2006 after graduating from college to work for PricewaterhouseCoopers.
He and some friends made and posted the video online in 2012. He was arrested in April. He was interrogated and arrested in Dubai before being transferred to a maximum security prison in Abu Dhabi. His family says it was five months before he was notified of the charges against him.

Payday cash advances are one

Payday cash advances are one of the most debatable financial goods accessible, despite being much a smaller business than credit cards. However, a growing number of small and large banks are providing payday loans. You can get an installment loan to help you pay for things if you need to.See more at:

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Most charge card rewards

Most charge card rewards programs pay card holders for spending and adding to debt. However, Bank of America recently issued a brand new card that rewards people for paying off debt. The BankAmericard Better Balance Rewards card incentivizes consumers for paying their monthly bills on time and for throwing in just a little more over their minimum charge. How many times have you wanted more information on how to apply for a payday loan, and turned to an internet search on

Highest interest on short

Highest interest on short term lending makes borrowers unpleasant on Payday loan as this dealing statement is previous few years but now has become some new financial organization with flexible terms and condition.

Loan Term

Action NC might want to check their facts before issuing statements. Payday loans are useful and necessary to many people and it is a shame that this group didn't take the time to look into the bill. This bill has a 35 day maximum loan term - not 5 years. I feel bad for the Raleigh man who got into a bad situation, but that is an extreme example that will not happen under the new guidelines.

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